Find out how much you take home on a £21,000 salary after income tax, National Insurance, and pension deductions.
Annual Take-Home
£18,723.90
Monthly Take-Home
£1,560.33
Weekly Take-Home
£360.08
Effective Tax Rate
10.8%
| Description | Annual | Monthly |
|---|---|---|
| Gross Salary | £21,000.00 | £1,750.00 |
| Income Tax | -£1,601.70 | -£133.48 |
| National Insurance | -£674.40 | -£56.20 |
| Take-Home Pay | £18,723.90 | £1,560.33 |
£360.08
£71.74
£9.00
£12,570.00
The UK median salary is approximately £34,963 per year (ONS ASHE 2024). A £21,000 salary is 39.9% below the median, putting you at approximately 60% of the median salary.
While £21,000 is below the national median, it can still provide a reasonable standard of living depending on your location and circumstances. Your monthly take-home of £1,560.33 is manageable in many parts of the UK, particularly outside London and the South East.
On a £21,000 annual salary in Scotland, your monthly take-home pay is £1,560.33 after deductions of £133.48 in income tax and £56.20 in National Insurance contributions.
Your weekly take-home pay on a £21,000 salary is £360.08. This is calculated by dividing your annual net salary of £18,723.90 by 52 weeks.
Your daily take-home pay is £71.74, based on 261 working days per year. Your gross daily rate before deductions is £80.46.
Based on a standard 40-hour work week, a £21,000 salary equates to approximately £9.00 per hour after tax, or £10.10 per hour before tax.
On a £21,000 salary in Scotland, your take-home pay after tax and National Insurance is £18,723.90 per year, or £1,560.33 per month.
Your monthly take-home pay on a £21,000 salary is £1,560.33 after income tax of £133.48 and National Insurance of £56.20.
A £21,000 salary is 39.9% below the UK median salary of £34,963. While below the median, this can be a livable salary depending on your location and circumstances.
On a £21,000 salary, your effective tax rate is 10.8%. This means you keep 89.2% of your gross salary.
A £21,000 annual salary works out to approximately £10.10 per hour gross, or £9.00 per hour after tax (based on a 40-hour week).
A £21,000 salary puts you in the basic rate tax band. You pay 0% on the first £12,570 (personal allowance) and 20% on the remainder. In Scotland, the starter rate of 19% applies to income between £12,571 and £14,876, with 20% on the basic band and 21% on the intermediate band.
Your effective tax rate of 10.8% means for every £1 you earn, you keep 89p after income tax and National Insurance. Make sure your tax code is correct — the wrong code could mean paying hundreds more than necessary.
Learn more about how UK tax works and how to keep more of your salary:
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